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Frequently Asked Questions

Refer to the commonly asked questions and their answers below.
If it does not sufficiently answer your query, please write to us at: help@careermosaic.org

What are the terms I can apply for and when should I apply?

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The most popular semesters for applications are FALL and SPRING. Additionally, some universities also have a summer semester that students can apply for. Applications are a time consuming process and should be planned out well in advance. Students should start putting their application together at least 10 months before the start date of the semester they are applying for. For example, if you wish to enroll yourself into the fall semester, which starts in Aug/Sept, you should have started working on your application by November of the previous year. For applications to top ranked universities, you should start putting your application together by Sept/Oct of the previous year.

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What is the academic calendar for universities in the United States?

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The academic year usually runs from August through May with breaks for holidays. Most universities use the semester system, which includes two terms (fall and spring semester); some universities use the quarter system (students attend three out of four total terms), and some use the trimester system (three terms).

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In the United States, how is a “college” different from a “university?”

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There is very little difference between a “college” and a “university,” particularly for undergraduate studies. It’s mostly just a difference of name. In the United States the real difference is between two-year and four-year institutions. Community colleges are two-year institutions. All colleges and universities, however, offer four-year undergraduate programs, which could be liberal arts, professional, or comprehensive. The majority of privately funded, four-year colleges are liberal arts. A liberal arts college aims to impart a broad general knowledge and develop general intellectual capacities, in contrast to a professional, vocational, or technical curriculum. Professional colleges prepare students for more specialized fields of study such as engineering, business administration, and education (teaching). Comprehensive colleges, as the name suggests, offer both types of programs.

In general, universities will often have more students. Colleges and universities both offer a wide range of undergraduate, graduate, and doctoral academic programs. At a university, however, these programs are offered through various units within the institution called “divisions,” “schools,” or “colleges,” such as, The Wharton School at The University of Pennsylvania. Universities can also be privately managed or publicly supported. Each state supports a major university and this university is primarily funded and started by the state government to support students from within the state.

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What are the different types of undergraduate (bachelor) degrees?

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Undergraduate programs follow high school and lead to an associate (two-year) degree or a bachelor (four-year) degree. Associate Degrees: a two-year program that either leads to a specific vocation or transitions to a bachelor program. Bachelor Degrees: a four or five-year program where students earn credits in a wide variety of courses

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What are the different types of graduate (masters) degrees?

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Graduate programs follow a bachelor’s degree and lead to a master’s or doctoral degree. Masters: two-year degree providing additional specialization. Doctorate: five to eight-year program certifying the student as a trained research scholar and/or professor.

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Is it possible to obtain a bachelor’s degree and a master’s degree at the same time?

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Some universities offer a joint-degree program, in which students begin a graduate program in their fourth year of college, earning both degrees upon graduation in the fifth year.

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What documents are required to apply to study in the US?

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The exact list of documents a student requires varies, depending on the course, university and level of education the student wishes to enroll in (e.g. undergraduate, MA, MBA etc.). However, some documents that are necessary are: a valid passport, affidavit of support, bank statement showing financial ability to pay tuition in the US, mark sheets and transcripts from all academic institutions previously attended and test scores (TOEFL/IELTS and GRE/GMAT/SAT).

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What are important factors in an admission decision?

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Your grades are the most important factor. Most institutions require a student’s class-rank to be the equivalent of “first division,” with a minimum of 60%. If your grades were awarded as a grade point average (GPA), you usually need a GPA of at least 3.00 on a scale of 4, or 7.00 on a scale of 10. Backlogs/failed courses are another important academic factor considered, the lower, the better. The second most important factor is your score on a test of English proficiency. You can use a score from any of the three standardized tests (TOEFL, IELTS, or PTE). For most institutions you will need to score at least 80 on the TOEFL, at least 6.5 on the IELTS, and at least 55 on the PTE. The third most important factor is your score on the standardized tests. Undergrads will need to score at least 450 on the relevant SAT test(s). Graduate level applicants will need to score at least 300 on the GRE, or at least 550 on the GMAT. Nevertheless, some schools may not require or set a lower minimum value, as these scores are not considered a good predictor of success by many institutions. Finally, applicants are required to submit a “Statement of Purpose” (SOP), and two or three letters of recommendation. These documents are also carefully reviewed.

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Do international students need TOEFL/IELTS/GRE/SAT for programs offered at USA universities?

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Yes, most universities in the US require GRE for graduate/masters (MS/MA) admission, GMAT for graduate/ masters in management (MBA) admission and SAT for undergraduate/bachelors (BS/BA) admissions. If your first language is not English, most universities require you to provide evidence of your command over English. In order to do so, you should include your TOEFL or IELTS test scores

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Is ranking relevant, in admission to US universities?

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There are several barometers on which universities are ranked. While rankings are important and help get an overall idea on how well university students are faring and how good their professors are, it should not be the only thing you look at when deciding on where to apply. It is important to take note of which university is the best for your program.

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What does university accreditation mean?

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The goal of accreditation is to ensure that education provided by institutions of higher education meets acceptable levels of quality. There are several reasons accreditation is important besides assurance of quality and adherence to academic standards. Proper accreditation is also important for the acceptance and transfers of college credit, and is a prerequisite for many graduate programs.

The different types of accreditation are:

ABET Accreditation:
(http://www.abet.org/home/)
Accreditation Board for Engineering and Technology accreditation provides assurance that a college or university program meets the quality standards established by the profession for which the program prepares its students.

AACSB Accreditation:
(http://www.aacsb.edu/)
Association to Advance Collegiate Schools of Business accreditation provides internationally recognized, specialized accreditation for business and accounting programs at the bachelor’s, master’s, and doctoral level. The AACSB Accreditation Standards challenge post-secondary educators to pursue excellence and continuous improvement throughout their business programs.

LCME Accreditation:
(http://www.lcme.org/)
Liaison Committee on Medical Education accreditation is a voluntary, peer-review process of quality assurance that determines whether the program meets established standards. To achieve and maintain accreditation, a medical education program leading to the MD degree in the U.S. and Canada must meet the LCME accreditation standards contained in the document Functions and Structure of a Medical School.

CSAB Accreditation:
(http://www.csab.org/index.html)
Computing Sciences Accreditation Board serves as a participating body of ABET, Inc., with three members on the ABET Board of Directors. CSAB is the lead society within ABET for accreditation of degree programs in computer science, information systems, software engineering, and information technology, is a co-lead society for systems engineering, and is a cooperating society for computer engineering, biological engineering, and information engineering technology.

CCNE Accreditation:
(http://www.aacn.nche.edu/ccne-accreditation)
Officially recognized by the U.S. Secretary of Education as a national accreditation agency, the Commission on Collegiate Nursing Education (CCNE) is an autonomous accrediting agency, contributing to the improvement of the public’s health. CCNE ensures the quality and integrity of baccalaureate, graduate, and residency programs in nursing.

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Who should pursue Thesis Option in MS or MBA?

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If you are interested in pursuing PhD after MS or MBA, it is the best thing to do. You will get a sneak peek of your life as a PhD Student. If you apply for PhD programs, the prospective schools would be very keen on your Thesis paper and topics as it will be foundation for your PhD. Be clear on your goal and then take up thesis, if it fits your goal of PhD.

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What to look for in a Graduate Program – MS or MBA?

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When you compare schools, you must consider a variety of aspects like:

  • How is the program designed?
  • What are the core classes?
  • What are your options for emphasis / specializations?
  • What is the core focus of research at school?
  • What is the admission criterion? Does it match my background?
  • Fee and Location – are these two factors as per your preference
  • Do they have enough professors for research in your field?
  • Do they have a special center or research lab for your area of interest?
  • Does the school offer PhD in the research area you are looking for?
  • How are athletics in the school? What about other sports?

Do not just get carried away by rankings. Look at the things that are more important – like your program and your overall college experience.

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Do students have to study a fixed set of subjects or can they individually form their major?

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This would depend on the level of education you are enrolled in and the degree you are pursuing. Some degrees programs are very structured while others are more flexible. Bachelor’s degrees typically tend to be very flexible and allow students to create their own program.

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Do Business schools in US accept 15 years of education for MBA?

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It depends. There are some top 10 schools that accept the 15 years of education for MBA and some do not. There are many business schools beyond the top ranked ones that accept 15 years of education for MBA admission, and an equal number of schools that don’t! So there is nothing etched on rock.

For instance, Tuck School of Business, which is an Ivy League B-school, explicitly states in their MBA Admission FAQs that they accept a 3-year degree at University level. Unlike, at Hass School of Business, UC Berkley, where they explicitly say in their admission FAQs that they do not accept 3-year degrees from India and give a full list of what university degrees from India they accept and don’t.

The conclusion from above examples is, it totally depends on school. Some B-schools may not mention these fine details about 3 year degrees in their FAQs. Additionally, those that accept 15 years of education for MBA would usually need a high GPA in undergrad (3.0 or above), a high GMAT score and/or relevant work experience (1-3 years at least). In most cases where 12+3 applications are considered, students are asked to provide a credential evaluation report from an independent agency (such as www.wes.org).

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When can GMAT be waived for MBA?

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The decision of the school to waive your GMAT completely depends on the school you are applying to. Few scenarios where GMAT is waived for MBA applicants is if: You have a graduate degree (MS) from USA, then you do not need to take GMAT otherwise you have to take GMAT. It should show in your official transcript. If you have professional certifications life CPA, CFA, CIA, etc., they may waive taking GMAT. If you have immense business experience and you have been in executive leadership positions or if you have demonstrated significant leadership experiences in an organization, GMAT can be waived.

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My English language skills are not strong. How will this affect my chances of being admitted?

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Universities know that many international students need assistance with the English language. Most use standardized tests (TOEFL or IELTS) to help them determine your level of the English language. With this information they will know if you need assistance and may recommend an intensive language program on their campus or at another location. If you have the academic background to be successful at their university they will work with you and may offer a “conditional” admission program for you.

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What is a GPA in reference to US education?

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GPA stands for Grade Point Average. It is a standard way of measuring academic achievement in the US. Based on your performance in the classes you take, you are given a GPA at the end of each semester. Your GPA from each semester that you are in college makes up your cumulative GPA. The cumulative GPA is like a final grade. It is what you use to apply for further studies or jobs after graduating.

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What are credit hours?

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In simplistic terms, credit hour is the basic unit of measurement that count towards award of degree either bachelors or Masters. Every degree would have its own set of requirements for credit hours…i.e. for instance, to obtain a bachelors degree usually schools may require anywhere from 110 to 140 credits depending on school…similarly for Masters, it may be anywhere from 30 to 39 or more depending on program.

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What is an I-20?

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The I-20 is a multi-purpose document issued by a government approved, U.S. educational institution certifying that a student has been admitted to a full-time study program and that the student has demonstrated sufficient financial resources to stay in the U.S. The I-20 is officially titled the “Certificate of Eligibility” because it allows a student to apply for an F-1 student visa at a U.S. embassy or consulate abroad. Students must also carry their I-20 with them at the time of their entry in the U.S.

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What is a student visa and how do I get one?

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To study at university in the USA you need an F-1 (non-immigrant) student visa. You should plan well ahead to make sure that your visa is issued prior to your date of departure to the United States. Once you receive your I-20 from your university, you can start your visa application process. Contact the nearest US Embassy or Consulate in your country to find out how to apply for a student visa.

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What is CPT?

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In general, CPT is a type of employment that is given to F1 students, where it is part of academic curriculum or degree program, and required to be done for completion of degree. Typically it could include supervised fieldwork, any work that is mandated by curriculum for hands on exposure. CPT is of three to four types, depending on school:

  • CPT required to obtain degree, which is for specific field training and experience.
  • CPT available as an elective and available as credit towards degree completion
  • CPT given as part of Thesis/ Dissertation for field experience towards research.
  • CPT for co-op programs, generally combining education with practical work experience.

You will have to be enrolled full time in the degree program at school to avail CPT. Also, it is given only after approval from academic department and your DSO will give you a new I20 indicating the same. It will have to be taken every semester as required. If you do CPT full time for 12 months will lose the option to utilize 12 month OPT, so you have to watch how you use it. Of course, doing part time CPT work will be fine.

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What is OPT in USA?

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Optional Practical Training (OPT) is the opportunity to apply knowledge gained in your degree program to off-campus work in the field in which you pursued your degree. OPT is authorized by the U.S. Citizenship and Immigration Services (U.S.C.I.S.). This authorization can take 2 to 3 months to obtain. The maximum amount of time granted to work on F-1 OPT status is 12 months. Extensions may be allowed for certain students on a case-by-case basis. You may use some or all of the available 12 months of practical training during your course of study or save the full twelve months to use after you graduate.

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What is a student visa and how do I get one?

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To study at university in the USA you need an F-1 (non-immigrant) student visa. You should plan well ahead to make sure that your visa is issued prior to your date of departure to the United States. Once you receive your I-20 from your university, you can start your visa application process. Contact the nearest US Embassy or Consulate in your country to find out how to apply for a student visa.

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What about OPT after Second Masters? Will I get 12 months of OPT?

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Typically 12 month OPT is given for every academic level i.e., one for Bachelors, one for Masters and one for PhD. If you have used 12 month OPT after MS, then you will not be eligible for OPT for another MS degree. You will have to progress to higher level.

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While I am on campus studying in USA, who can I look to for guidance?

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Your university will provide you with an academic advisor who will guide you through your education, while you are at university. Your advisor is familiar with the degree you are pursuing and can help you choose your classes and ensure academic success.

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Do colleges and universities provide housing/dormitory living?

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Almost all provide dormitory housing. Nevertheless, international students often stay together in apartments rather than a college dormitory to cut costs.

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How can an international student obtain a scholarship from an institution and what are the requirements?

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For international students hoping to study in the US, scholarships can be an invaluable help toward financing your goals. Most colleges offer scholarship programs specifically for international students attending the institution. Check out your school’s financial aid website, or call or email the office if you can’t find what you’re looking for. Eligibility for a scholarship depends entirely on the scholarship; there is no general rule of thumb on whether you are eligible for a financial award. Some scholarships require students to have a certain TOEFL score; some ask that you be from a certain country; some ask for you to have a certain grade point average. You will need to do your own research to see if you are eligible for a scholarship. It can be confusing, but remember that college admissions officers and financial aid experts are there to help you find as much money as you qualify for.

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What are the scholarships available at graduate level?

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There are two types of scholarships available to international students: graduate and research assistantships. Graduate assistantships are awarded by the relevant department and involve working under a professor and assisting with lower-level jobs, such as grading papers or handling tutorial classes. Such positions are usually only available at institutions with large class sizes where it would be difficult for a professor to manage a class of several hundred students or more without an assistant. Research assistantships are awarded by professors whose research is funded, usually by a grant. Therefore these research positions are only available at institutions where professors are doing research. Often the best way to earn one of these assistantships is to research them at home (before you head to the U.S.), locate any departments and/or professors that might interest you, and then write to them, inquiring about available assistantships. Your overall GPA, past academics, test scores, continued academic success and of course, the university policy – are all major factors that decide if/when you get a scholarship, how much and for how long.

Here are some links to scholarship and financial resources for international students:
Education USA –http://www.educationusa.info/pages/students/finance.php EduPass Scholarships for International Students – http://www.edupass.org/finaid/databases.phtml International Financial Aid and College Scholarship Search – http://www.iefa.org/InternationalScholarships.com – http://www.internationalscholarships.com/

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Accreditation

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ABET Accreditation:
(http://www.abet.org/home/)
Accreditation Board for Engineering and Technology accreditation provides assurance that a college or university program meets the quality standards established by the profession for which the program prepares its students.

AACSB Accreditation:
(http://www.aacsb.edu/)
Association to Advance Collegiate Schools of Business accreditation provides internationally recognized, specialized accreditation for business and accounting programs at the bachelor’s, master’s, and doctoral level. The AACSB Accreditation Standards challenge post-secondary educators to pursue excellence and continuous improvement throughout their business programs.

LCME Accreditation:
(http://www.lcme.org/)
Liaison Committee on Medical Education accreditation is a voluntary, peer-review process of quality assurance that determines whether the program meets established standards. To achieve and maintain accreditation, a medical education program leading to the MD degree in the U.S. and Canada must meet the LCME accreditation standards contained in the document Functions and Structure of a Medical School.

CSAB Accreditation:
(http://www.csab.org/index.html)
Computing Sciences Accreditation Board serves as a participating body of ABET, Inc., with three members on the ABET Board of Directors. CSAB is the lead society within ABET for accreditation of degree programs in computer science, information systems, software engineering, and information technology, is a co-lead society for systems engineering, and is a cooperating society for computer engineering, biological engineering, and information engineering technology.

CCNE Accreditation:
(http://www.aacn.nche.edu/ccne-accreditation)
Officially recognized by the U.S. Secretary of Education as a national accreditation agency, the Commission on Collegiate Nursing Education (CCNE) is an autonomous accrediting agency, contributing to the improvement of the public’s health. CCNE ensures the quality and integrity of baccalaureate, graduate, and residency programs in nursing.

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USA Campus Jobs

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CPT:
In general, CPT is a type of employment that is given to F1 students, where it is part of academic curriculum or degree program, and required to be done for completion of degree. Typically it could include supervised fieldwork, any work that is mandated by curriculum for hands on exposure. CPT is of three to four types, depending on school.

On Campus Jobs:
F-1 and J-1 students are eligible to work on-campus while attending classes. The work does not need to be related to your field of study. An on campus job can vary from working at the campus grocery store to administrative jobs with campus admin or becoming a teaching assistant. On campus jobs are usually flexible in their timings and can be managed easily along with classes.

Co-Op:
Cooperative education is a structured method of combining classroom-based education with practical work experience. A cooperative education experience, commonly known as a “co-op”, provides academic credit for structured job experience. Cooperative education is taking on new importance in helping young people to make the school-to-work transition, service learning, and experiential learning initiatives.

OPT:
Optional Practical Training (OPT) is the opportunity to apply knowledge gained in your degree program to off-campus work in the field in which you pursued your degree. The maximum amount of time granted to work on F-1 OPT status is 12 months. Extensions may be allowed for certain students on a case-by-case basis.

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Study and Living Cost Estimates

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In the USA, university or college costs vary between different institutions. Accommodation and living costs depend on your personal lifestyle. Tuition will be the most expensive component of your educational costs. The price of tuition can range from $10,000 to $55,000 (USD) per year.

Accommodation costs will depend on personal preferences and the city you reside in. For example, staying on campus will usually cost you more than staying off campus. Undergraduate (bachelor degree) students in some universities may be required to stay on campus for the first year which may considerably increase the cost of living. Whether you decide to stay alone or live with friends will also affect your costs.

Accommodation will typically range from $3,000 to $8,000 per year. If you decide to rent an apartment, remember that extra costs such as electricity, phone line, furniture, and travel costs to and from the university are your responsibility.

Most campuses offer a meal plan for students to allow dining in the on-campus facilities. These plans are offered at many different levels to accommodate individual budgets. Most campuses also require students to pay for medical insurance to allow them to utilize on-campus medical facilities for check-ups, basic testing and prescriptions for common illnesses (for example, head cold, fever, etc.). This insurance typically runs under $1,000 per year.

Other costs to budget for are fees for student activities, which amount to a few hundred dollars per year and reference books, which can cost between $500 and $1,500 per year

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Refer to the commonly asked questions and their answers below.
If it does not sufficiently answer your query, please write to us at: help@careermosaic.org

SPP FAQ's

Can I apply without IELTS, for an SPP program?

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No, Minimum score of IELTS 6.0 band and not less than 5.5 in each section is mandatory

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I’ve been refused Canada student visa once? Can I apply under SPP program?

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No. To apply under SPP the student should have never been refused a study permit to Canada. If a visa is once refused then the student has to apply under General category (NON-SPP).

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Is education loan mandatory to apply Canada student visa under SPP program?

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No, education loan is not mandatory to consider an application under SPP. You can apply under SPP by having an account in Scotia Bank with 10,000 GIC and Fees payment of at least one semester. But still if you want to apply under general category, you can use your education loan.

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How good are the colleges that are not a part of the SPP?

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Canada has a well-established education system looked after independently by each province. Even the big universities are not a part of the SPP, as they do not come under the definition of Student Partners Program however they are quality institutions. You need to be cautious while selecting a private school or college.

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Can I get work permit in Canada if I do not study under SPP?

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Work permit scheme is open to all the international students who have graduated with proper qualification from any of the accredited institutions. Work permit has its own requirement and each student should qualify those requirements.

According to the present status of work permit in Canada, a student whose duration of course is of two years or more will get a work permit up to 3 years in Canada. If the duration of study is for less than 2 years then the duration of work permit will be equal to the duration of study. In addition, for the first six months the student will be entitled to work only inside the college campus.

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General FAQ’s

What happens if my application is approved?

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Letter of introduction will be sent to you confirming the approval. This letter is not your study permit. Bring the letter of introduction with you to show to immigration officials at the point of entry when you arrive in Canada.

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Do I need Health Insurance?

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Yes. Health Insurance is mandatory. You will have to arrange for medical coverage before you arrive in Canada. Medical coverage varies from province to province, and sometimes from university to university within each province. Most of the Institutes have health insurance included in their tuition fees. You may also take health insurance from India.

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Is there any difference in the process if I want to study in Quebec?

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If you apply to study in Quebec, you need a certificate of acceptance or CAQ.

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Will I need to have an interview for Canadian student visa?

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Once the immigration officer has reviewed your application, he decides if an interview is necessary. If so, the visa officer will provide details of the time and place

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How do I renew my study permit while I am in Canada?

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If you want to renew your study permit, you must apply before the permit expires. If your study permit has expired, you must leave Canada. In some cases, you may be able to apply for restoration of status. However, you are not allowed to study until your status has been restored.

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Am I allowed to return home for a visit or travel outside Canada during my studies?

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If you leave Canada and want to return, you must have:

  • A valid passport or travel documents
  • A valid study permit if you are returning to study in Canada and a valid temporary resident visa if you are a citizen of a designated country for which Canada requires a visa.
  • If you are a citizen of a designated country and you travel to a country other than the United States, Greenland or Saint-Pierre et Miquelon, you will need a multiple-entry visa to re-enter Canada.
  • If your temporary resident visa has expired or if your visa was only valid for a single entry, you must re-apply for a temporary resident visa at a Canadian visa office outside Canada before you can re-enter Canada.
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How do I find out if I can work while studying in Canada?

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Foreign students can work in Canada during their studies, and after they graduate. In most cases, you will need to apply for one of the student-related work permits, which are required if you want to work in a co-op/internship placement, off campus, or after graduating from your studies (Post-Graduation Work Permit Program).

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What are the chances of getting visa in a non-SPP college?

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Though, applying under SPP the file gets priority assessment in terms of processing time and less documentation. Under General Category the student is required to provide more documentation in terms of financial capabilities and it does not affect on chances of visa approval.

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